Ford Explorer Financing near Lansing, MI
Looking for flexible and affordable ways to get behind the wheel of a Ford Explorer? At Seymour Ford, we make financing your next SUV simple, transparent, and tailored to your needs. Whether you're purchasing a brand-new Ford Explorer or exploring our selection of quality pre-owned models, our auto finance team works to create a plan that fits your lifestyle and budget. We partner with trusted local and national lenders to ensure you have competitive options and straightforward terms, so you can focus on choosing the Ford Explorer that's right for you.
The Basic Components of an Auto Loan from Seymour Ford
Down Payment: This is how much cash you pay upfront for your car and is calculated as a percentage of the overall price of the car. Generally, the higher the down payment, the lower your monthly payments will be.
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Interest Rate: Also known as the A.P.R. (Annual Percentage Rate), the interest rate is the money you pay a lender to borrow their money. Your credit score, the current market rate, the loan term, and the size of your loan impact your interest rate. The lower the interest rate, the lower your monthly payment.
Loan Term: This is how frequently and long you will be paying your loan. Typical loan terms consist of monthly payments made for 3-5 years. The longer your loan terms, the lower your monthly payment will be.
Financing a Ford Explorer at Seymour Ford
- Flexible Auto Loans & Lease Options: Choose from traditional financing or leasing, with terms designed around your goals.
- Access to Competitive Rates: We work with multiple lenders to help secure some of the best rates available.
- Local & National Lenders: Our wide network ensures you have auto financing options that suit your situation.
- Knowledgeable Financing Experts: Our team walks you through each step so you can make confident, informed decisions.
- Online Credit Estimator: Get an idea of your buying power in minutes.
- Online Credit Application: Apply from home and save time at the dealership.
- Work a Deal Online: Start your purchase, value your trade, and customize payments all from our website.
- Convenient Location Near Lansing, MI: Located right off 1-94 and Highway 27, Seymour Ford is easy to get to.
Ford Explorer Trims
The Ford Explorer is known for its bold styling, spacious interior, and versatile performance - making it an excellent choice for Michigan drivers. At Seymour Ford, we carry a variety of trims so you can find the perfect fit:
- Explorer Active: A well-equipped starting point with smart safety features and seating for seven.
- Explorer ST-Line: A sporty appearance package with bold styling and advanced driver-assist features.
- Explorer ST: High-performance variant that makes driving even more exciting.
- Explorer Platinum: The top-of-the-line trim with luxury appointments and advanced technology features.
- Explorer Tremor: The most powerful off-road Ford Explorer ever.
Whether you want a practical daily driver, a sporty SUV, or an off-road-ready family vehicle, there's a Ford Explorer model that fits your lifestyle.
Why Finance a Ford Explorer at Seymour Ford?
- Lower Upfront Costs: We offer competitive down payment options to help you get started.
- Build Equity: Financing helps you invest in a vehicle you'll eventually own.
- Opportunity to Upgrade: When your term ends, upgrade to the latest Ford Explorer.
- New and Used Ford Explorer Models: From the latest trims to affordable pre-owned models, we have you covered.
- Ford Explorer Deals: Take advantage of seasonal offers and manufacturer incentives.
- Saturday Hours: Shop and finalize financing on your schedule.
Frequently Asked Questions About Ford Explorer Financing
Q: Can I finance a Ford Explorer with bad credit?
Yes. Our finance team works with lenders who specialize in assisting buyers with less-than-perfect credit.
Q: How long can I finance a Ford Explorer for?
Auto loan terms typically range from 24 to 84 months, depending on your budget and lender approval.
Q: Is leasing better than financing?
Leasing often provides lower monthly payments and the option to drive a new vehicle every few years, while financing allows you to build equity and own your vehicle.
Q: Can I trade in my current vehicle?
Absolutely. We offer fair trade-in appraisals that can be applied toward your Ford Explorer purchase.
Q: Do you have online financing tools?
Yes. You can use our online credit estimator, complete a credit application, and even start your deal from home.
Apply for Financing
